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Back to Departmental Colloquium: Spring 2009

Departmental Colloquium


Date: Thursday, Apr 16, 2009

Time: 4:15PM

Location: JWB 335


Robert V. Kohn

Courant Institute, NYU

Title

Price Bubbles from Heterogeneous Beliefs

Abstract

Harrison and Kreps showed in 1978 how the heterogeneity of investor beliefs can drive speculation, leading the price of an asset to exceed its intrinsic value. By focusing on an extremely simple market model – a finite-state Markov chain – the analysis of Harrison and Kreps achieved great clarity but limited realism. My talk discusses joint work with Xi Chen, which achieves similar clarity with greater realism by considering an asset whose dividend rate is a mean-reverting stochastic process. Our investors agree on the volatility, but have different beliefs about the mean reversion rate. We determine the minimum equilibrium price explicitly; in addition, we characterize it as the unique classical solution of a certain linear differential equation. Our example shows, in a simple and transparent manner, how heterogeneous beliefs about the mean reversion rate can lead to everlasting speculation and a permanent “price bubble”.

Probability Mathematical Biology

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